[Airu]

I want avi art of this avi really bad now. owo

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I likes it. :3
You should get art fo realz.

[Airu]

-Nods nods-

I'm looking around the shops right now. o:

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O:
Good then.

[Airu]

-Nods-
Not many shops around yet. ^^;;

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Not really, nope. xD

[Ginger]

Originally Posted by Airu

Yea.. but with credit your able to do certain things. Like buy a nice car. Get other credit cards.
I got one with best buy. Apparently it is very difficult to get one from them. o:
And with that I got the computer and xbox. :3

I just found out today that a Debit card is pretty much the same thing, except without monthly payments or fees, and you're not putting yourself into debt. So I'll be using that instead of a credit card =) I had a feeling, I just didn't know for sure xD

Also;; College students are the number one targets for credit cards. That's why college students get so many credit card offers in the mail. Adults do, yes, but not nearly as much as college students.

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Yeah, yeah. I have a debit card too. xD

[Ginger]

I will try to talk a little bit more tomorrow about what I learned in Economics about saving and everything. Well, not everything, but some helpful advice =)

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Oh,Economics. xD I remember those times well.

[Airu]

I have two credit cards and a debit. >.>
Just credit is money that you are borrowing and debit is your own that you put on it. -shrugs-

With credit card I was able to buy a few nice things, 'cause I don't have money fully right now. But I can over time. And I'm horrible at saving so this is another way to do so I guess. xDDD

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xD
Well, that's a good way to think about it.
I'd be better at saving if I worked more and got more hours. @___@ Then I could have more money.

[Lucid:]

as long as you pay off your credit cards every month, there's no reason not to have one. most have rewards programs, so it's like being paid to buy the things you would anyway. plus it's good to build good credit.
it's when you can't pay off your credit cards that interest starts to hit and kills you.

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That's what happened to my mother.

[Lucid:]

that's no fun. x.x
I'm scared of dealing with money issues...

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I'm not scared, I just don't want it to happen. x'D