[SparX]

D: oh noes! that's no good!

[trystan830]

well, my current main job is only 24 hours a week. my part-time job is just about 20 hours a week. but my PT job pays only about 1/2 as much as the 'FT' job does.

and we owe waaaay too much on the credit cards that's comfortable for me.

[SparX]

D:
I have't gotten into those yet. I don't have enough credit for them lol.
Yeah in one week at the other job I make more then what I make in 2 weeks plus tips at dominos. So I'm feeling you there on that one.
Actually I think we work similar amounts of hours at each too XD

[trystan830]

that's kinda funny with our jobs, yeah.

[Glitch]

it would just be better if we did not have to work!

[trystan830]

agreed! i could crochet all day!

[Glitch]

pixelin 24/7

[trystan830]

sounds like fun, Glitch!

[Glitch]

that's the dream XD

[trystan830]

i think right now my dream is to figure out how i can get the money to pay down my debt without moving out of the house we've been in for the last 8 years. i've signed with a few apps that let you sell your stuff for cash, but it's still early, i haven't had any offers yet. and it'll probably only make a small dent in the debt.

sorry, that's depressing and no one wants to hear it, but, yeah. there it is.

[Glitch]

i went to my bank and took out an installment loan for debt consolidation so now i just pay my bank every month, it was a great life saver!

[trystan830]

apparently, according to hubby, he tried to apply for a debt consolidation loan at our bank a few year ago, and he wasn't accepted. we probably owe too much.

[Glitch]

oh man that really sucks :(

[trystan830]

yeah, it does.

hubby even mentioned that we might have to sell our house we're in and move to an apartment. the equity we should get would got for paying quite a bit of our debt.

but the way he's been doing things lately, it could just be talk for now. i dunno. can't really tell the family (like our parets) how crappy we really have it either. i wonder if we'd be able to get all the money we need for free? XD

[Glitch]

you could try a gofundme campaign

[SparX]

good morning all
Trystan, is it possible at all for you to apply and not him?
I know even with our joint account regardless what happens his bills are his and mine are mine, so if one person has less debt they can raise their own credit while helping pay off the others debt
Essentially it's what I did with serg, except the flaw in this action was it WAS A JOINT ACCOUNT and I gained no credit and his raised up to 720 T.T