[Baya]

i don't know how healthcare works here exactly. But i know that even simple doctor visits are paid back (maybe completely, i don't know for sure). My braces and the removal of my wisdom teeth was also largely paid back.
I think basic health insurance only pays back emergencies and the necessary surgeries. You can always take an extra health insurance for things who aren't really needed, but advised. I don't know if plastic surgery (except for burns and stuff like that) is paid back, but i think not. We have quite high tax rates though.

randomology: I don't think the main problem of your country's financial state is football. You might find the source in the government and lobbies and stuff.