[Wicked]

Dear Me.
Never ever co-sign anything ever-a-fucking-gain.
You are now in debt three fold what you thought because your mother is not working and wasn't paying her mortgage when she WAS working. FFS you thought it would be difficult to get out of the hole you dug with student loans? The hospital bills? Ha ha now your ass has a mortgage. Way to go kiddo. The house isn't even worth HALF of what is owed.