[neomattlac]

Trust me. I know where you are. I know what it's like to have everything falling down on top of you faster than you can even think about stacking them back up.
The solution is, like everyone says, just keep trudging through. Eventually you'll start going uphill again, even if it takes a while. Don't be afraid to ask help from certain institutions. I had my school alleviate some of the debt, and got the loan company to hold the deferment an additional 6 months until I started back into school. In which the loan went further into deferment because of it
And many loan contracts state that if you do not have a job, within 6 months of the payback period, you can request deferment, and they'll just stop sending notices and the interest will have to just be paid back later. That's as long as you have had a job within a certain period and have been actively looking.
If you really have a hard time paying back loans, re-read the loan contract. There may be something there, or you can go to one of the companies that deal specifically with that.
As for your "emo" comment. Just keep looking for the good things. The fact that you have a decent pair of shoes maybe. Or perhaps you have a new rice dish you want to make later in the week.
And no one actually hates you. They may feel a little angry at you if you did something bad, in which you apologise to them, even if it's hard, even if you feel like it's their position to apologise. If you owe them money, show that you are working on getting the money to pay them back. If you did something that they might find unforgivable, show that you really are sorry, perhaps with a small gift.
And a lot of times, when life seems bad, people's feeling are distorted to feel worse than they usually are.