[johnny]

Oh, and on the phone I have a habit of completely freezing during a conversation. Especially if the person I'm talking to is someone official like a bank or my school. I'll just reach a point in the conversation where it's as if I've totally lost the ability to speak English, and I can't think of any words at all.

That's only on the phone, though. I generally don't do that when I'm talking to people face to face, because I find the phone far more intimidating than regular conversations.