[Yeladim]

Dear Clients

Just because I offer to let you use my pen and note paper, doesn't mean it now becomes yours forever and you can walk out of the office with it. Maybe if you actually bought something first then I wouldn't mind so much.

Also, when I tell you I can't put insurance in place until you have paid, I really mean it. No, I can't just go ahead and send off proof of coverage and I can bill you later. That is NOT how "pay first" works, at least in my world. Start your own world and give thing away all you like.