[Tiva]

Have you ever tried the envelope system? You have an envelope with cash for each separate fun aspect of life, while letting your bills be paid out of the account. Giving him or yourself say 50 dollars a week (this is just a random number) to buy clothes, hang out with friends, entertainment, etc. Whenever you run out of money you have to wait til next week to get more. Typically there is an envelope for groceries that is separate from the fun and everything else is in savings only being drawn on for bills. I know that it has helped Alpha and I with our spending though we use a system that is less rigid.

Cash is harder to overspend because you physically have it in your hand, a card is a magic money card. Money comes out of it and you never have to check to make sure you have enough. A lot of people have the problem when using just cards on over spending *raises hand* I am one of those people and have taken to using cash.

As for the spending... a little bit of over spending is fine if you have the cushion, but constantly is not because it eats through the cushion and then you are left with nothing. Also I understand that he keeps track of the fiancees but it doesn't seem like he is doing a good job at it, why don't you try to keep track of what is in the account and how much he is spending and how much you are spending?